Just because the new Rule wonât be enforced until January doesnât mean retirement savers canât take advantage of it. This does, however, require individuals become self-reliance and look out for their own good. But how is that any different for all other consumer decisions?
Tag "Timothy Yee"
Whatâs the Immediate Impact of the DOL Fiduciary Rule on Current IRA Holders and Future Rollovers?
With the pain of the Target Date Fund 2008/09 market crash debacle still lingering in the mind, to best assess the potential fiduciary liability inherent in TDFs â no matter what safes harbors were promised by the PPA â itâs critical that 401k plan sponsors understand whatâs good about them, whatâs bad about them, and just why theyâre so popular.
“A one-pager can really let the sun shine on the industry.”
Bonds and bond funds alike suffer from rising interest rates, but bonds are protected in ways bond funds are not. Does the typical 401k investor know that?
For retirement and retail investors alike, has Morningstar and its kin passed their collective “use by” date?
Industry Veterans Answer: Shall We Praise the 401k or Bury It?
Are we burying the 401k to dredge up the rotted carcass of an extinct notion, or are we burying it as we bury a seed, to feed it, to nurture it, so it may grow into a mighty tree that bears fruit when we need it.