Ultimately, if you want to protect yourself and others from making simple mistakes, you must embrace the sin that first birthed those missteps.
Tag "risk"
Now is the time for 401k plan sponsors to seize their fiduciary mantle and provide the guidance and tools plan participants need to dodge emotional decisions that could ruin their chance for a comfortable retirement.
Tax cuts and retirement, crossing the fiduciary streams, and the rise of the anti-indexers.
Horse trading, sales/advice, and market tops.
The wrong way to save retirement, the truth about “clean” shares, and Investing: It’s all your fault!
The GOT system offers a viable and practical alternative to relying on outdated MPT tools. Although still widely in use, MPT-based calculators and analyzers can sometimes lead retirement savers to make decisions that arenât in their best interest. That statement alone should trigger concerns from the mindful fiduciary.
So one wants his epitaph to read âHere lies John Doe. He beat the S&P 500.â There needs to be an easy-to-understand and easy-to-implement system that properly reflects both your goals and the consequences of failing to meet those goals. Retirement savers want and need a system that represents a better way to set and meet retirement goals.
Many professionals and most of the current generation of finance professors have long ago removed âriskâ from their investment decision-making algorithms. These forward-thinking folks recognize the greater importance of managing retirement saver behavior over managing irrelevant investment risk as it pertains to meeting or exceeding the goal of retiring in comfort.
The church rises as the state falls, fiduciary fireworks, and the coming investment civil war.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 5/4/18
Fiduciary Scorecard: SEC down and DOL out; 12b-1 matters; and TDFs might not (in the way you think they do)