If you’re a plan sponsor, it’s time to review how your plan measures up against these design elements. If you’re looking to become a plan sponsor for a new plan, consider whether or not you should include these design elements.
It’s a sad world where “safety first” has the opposite effect.
Bonds and bond funds alike suffer from rising interest rates, but bonds are protected in ways bond funds are not. Does the typical 401k investor know that?
This may rock the world of the unsuspecting. Fasten your seatbelts before proceeding.