Why did Philadelphiaâs fund grow slower than Boston? Davis says, âIf they had been invested for the same time at the same rate, there would be no difference, so it would appear that Philly got lower returns on funds invested than Boston.â
Education
Franklin was not merely an advocate of entrepreneurism, he was also one heck of a financier. His will actually calculated the precise growth he expected from the trusts and further instructed the trustees in terms of allocating those assets at the end of the first hundred years and again at the end of a second hundred years upon which the trust would be terminated.
After youâve done your preliminary analysis and are ready to pull the switch to convert, thereâs one more thing you need to do. Actually, there are five more things to do, and we present them in this concise checklist.
The growing popularity of using Roths makes converting to them an option worth considering. Here are five reasons to convert to a Roth, four of which you rarely read about.
According to the Investment Company Institute, only 1.9% of all Roth IRAs are rollovers. Why arenât more opting to rollover into Roths?
Thereâs more to converting than meets the eye. It all depends on several factors you might not be things about (but should). Just in case you might have missed one, weâve provided you a list to quickly scan.
The GOT system offers a viable and practical alternative to relying on outdated MPT tools. Although still widely in use, MPT-based calculators and analyzers can sometimes lead retirement savers to make decisions that arenât in their best interest. That statement alone should trigger concerns from the mindful fiduciary.
So one wants his epitaph to read âHere lies John Doe. He beat the S&P 500.â There needs to be an easy-to-understand and easy-to-implement system that properly reflects both your goals and the consequences of failing to meet those goals. Retirement savers want and need a system that represents a better way to set and meet retirement goals.
Many professionals and most of the current generation of finance professors have long ago removed âriskâ from their investment decision-making algorithms. These forward-thinking folks recognize the greater importance of managing retirement saver behavior over managing irrelevant investment risk as it pertains to meeting or exceeding the goal of retiring in comfort.
Youâre the one ultimately responsible for all decisions, from picking and choosing what you do and buy to determining how to manage your assets and cash flow stream. Oh, and did we forget to mention this is for the rest of your life?
