With the pain of the Target Date Fund 2008/09 market crash debacle still lingering in the mind, to best assess the potential fiduciary liability inherent in TDFs â no matter what safes harbors were promised by the PPA â itâs critical that 401k plan sponsors understand whatâs good about them, whatâs bad about them, and just why theyâre so popular.
Posts From Christopher Carosa, CTFA
This is the decade in which retirement savers need to accelerate their savings efforts in order to take full advantage of the positive impact time has on the growth of that savings.
State Run Plans DOA? Fiduciary’s Long Goodbye? and Products Trump Investments?
Thar’s gold in them thar retirement plans! Who could blame cash-starved states from trying to get a piece of that action? On the other hand, there’s plenty of blame when the regulatory arm created to protect employees places politics ahead of the best interests of retirement savers.
Looking worse for state-run plans, what will fill the fiduciary void, and income infatuation.
Ted Benna says ERISA/PBGC – not the 401k – killed pension plans and that pensions no longer make sense given our current job-hopping demographics. He also says a lot more in this must read interview.
State-run backlash, fiduciaries on a pinhead, and still misunderstanding fees.
Itâs not rocket science, but itâs not easy â either saving in the first place and then investing for the long-term, which means 20-year olds better be as comfortable riding the market as much as they are riding an amusement park roller coaster.
States of ERISA, fiduciary whirlwind, Fee Fear Factor, and targeting TDFs.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/10/17
Reventing ERISA erosion, limbo of the fiduciary lost, and to fee or not to fee.